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Our SINGLE TRIP SKI insurance product is designed to cover all persons up to the age of 75 years.
Trip duration is up to 4 months.
If you intend to take part in any high risk winter sports or other activities, please contact us for a separate quotation.

SUMMARY OF COVER
Main policy limits only, please see the policy document for other limits that may apply

Section & Limit
Cancellation & Curtailment £1,500
Personal Accident £15,000
Medical & Other Expenses £5,000,000
Hospital Benefit £300
Personal Luggage Money & Valuables £2,000
Loss of Passport £200
Travel Delay (a) £60 (b) £1,500
Missed Departure £500
Personal Liability £2,000,000
Legal Expenses £25,000
Winter Sports Equipment £500
Hire of Skis £250
Ski Pack £300

POLICY EXCESSES:
An excess of £50 applies to each and every claim each insured person under the Cancellation & Curtailment, and Personal Luggage Money & Valuables sections.
An excess of £75 applies to each and every claim each insured person under the Medical & Other Expenses section.

Increased Excess
For person’s aged 65 or over the Cancellation & Curtailment and the Medical & Other Expenses excess is doubled.

Increased Excess for Pre Existing Medical Conditions
There is no need to advise us of your pre existing health conditions. Provision for the acceptance of all pre existing health conditions Has been made by the application of increased excesses in the event of claims arising.

For claims arising from the treatment of any pre existing illness the excess is further increased as follows –
Under the Cancellation & Curtailment section - double the normal excess.
Under the Medical & Other Expenses section
For persons aged under 65 years the excess is increased to £350.
For persons aged 65 to 75 years the excess is increased to £750.

EMERGENCY ASSISTANCE:
There is a 24-hour emergency assistance service included in the policy so that any insured person may seek assistance in medical emergencies whilst on holiday. Full details are contained in the policy document.

MAIN HEALTH EXCLUSIONS:
We will not pay for claims arising Where You or any person upon whose health the trip depends
1. are undergoing tests for the presence of a medical condition receiving or on a waiting list for or have knowledge of the need for treatment at a hospital or nursing Home.
2. have received a terminal prognosis.
3. suffer from any psychiatric disorder, anxiety state and/or depression suffered by You for which You have previously received treatment or have been diagnosed prior to the date of booking or of issue of the insurance.
4. are pregnant or as a result of childbirth.
5. are travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical treatment abroad.
6. suffer from a medical condition diagnosed or for which hospital treatment was received within 12 months prior to the date of booking.


To obtain a quotation, please use the link to the right of the page.

Below you will find relevant documents for your use in PDF format (if you need to download Adobe's free reader you can do so here).

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SINGLE TRIP SKI Application Form

Application form and summary of cover including premiums, for postal applications.

SINGLE TRIP SKI Policy Wording

Full terms and conditions of the cover provided. Valid only when attached to an email schedule following purchase online.