Policies

GLOBAL SINGLE TRIP

Our flagship product covering most trips without the need for any medical declaration.

• Cover available for persons aged up to 80 (if you are aged 81 and over, or require more than £2000 cancellation cover, please use Global Free Spirit or call us for an alternative quotation)
• Maximum trip duration is 365 days
• No medical screening required for UK trips or overseas trips where no medical attention required in the last 12 months
• Extra Cruise Cover available as an option
• COVID-19 cover included 

GLOBAL MULTI TRIP

Moneyfacts 4 star rated travel insurance product

Our annual Multi Trip product covering most trips without the need for any medical declaration.

• Cover available for persons aged up to 65 (if you are aged 66 and over, please use Global Free Spirit or call us for an alternative quotation)
• Maximum single trip duration is 31 days (if you need to insure a longer duration, call us for an alternative quotation)
• No medical screening required for UK trips or overseas trips where no medical attention required in the last 12 months
• Extra Cruise Cover available as an option
• COVID-19 cover included 

FREE SPIRIT

We are delighted to offer Free Spirit travel insurance, which is managed and sold by travel insurance specialist, P J Hayman & Company Limited.  Free Spirit is suitable for those who present high risk medical problems that fall outside of the cover provided under our products, have been declined following medical screening, or whose age exceeds the age limit of our other products.

• No upper age limit
• Single trip and annual multi trip cover available
• Cover for most existing medical conditions and disabilities
• Online medical screening, instant quotes and buy online
• Terminal cases considered
• After care cover at home following hospitalisation abroad
• Convalescence benefit following hospitalisation abroad (over 5 days)

BUSINESS TRAVEL INSURANCE

We have set up a special policy designed for businesses wishing to arrange business travel insurance for employees, with the following key features.

• Holiday Travel and Winter Sports Extension automatically covered for All Directors or Partners, their Partner(s) and Dependant Child(ren)
• Corporate Guests and Sub-Contractors automatically covered whilst travelling on behalf of the Insured
• Personal Baggage wording on a ‘replacement’ basis
• No pre-existing medical condition exclusions (provided they are not travelling contrary to medical advice, to obtain treatment or after a terminal prognosis)