Policies

WE OFFER BOTH OUR OWN UNIQUE TRAVEL INSURANCE PRODUCTS AND SELECTED THIRD PARTY PRODUCTS

 

Our own Unique Travel Insurance Products include

 

GLOBAL SINGLE TRIP

Our flagship product covering most trips without the need for any medical declaration.

  • Cover available for persons aged up to 80 (if you are aged 81 and over click HERE)
  • Maximum trip duration is 365 days
  • No medical screening required for UK trips or overseas trips where no medical attention required in the last 12 months
  • Extra Cruise Cover available as an option
  • COVID-19 cover included for cancellation, medical and curtailment

 

GLOBAL MULTI TRIP

Our Annaul Multi Trip product covering most trips without the need for any medical declaration.

  • Cover available for persons aged up to 65 (if you are aged 66 and over Click HERE)
  • Maximum single trip duration is 31 days
  • No medical screening required for UK trips or overseas trips where no medical attention required in the last 12 months
  • Extra Cruise Cover available as an option
  • COVID-19 cover included for cancellation, medical and curtailment

 

Single Trip PREMIER

Moneyfacts 4 star rated travel insurance product.

A product that combines exclusive high levels of cover combined with a fixed level policy excess for any age.

  • No age limit
  • Superior levels of cover across the product
  • Added value of SIX extra sections of cover
  • Coronavirus COVID 19 is covered under the Medical section of the policy

 

Multi Trip PREMIER

We have made arrangements with Free Spirit Travel Insurance to provide annual Multi Trip PREMIER insurance designed to provide cover with these features in mind -

  • Cover for all persons without age limit
  • Pre exisitng health conditions covered once declared
  • Terminal illness considered
  • COVID-19 Covered
  • Covers trips to North America

You will need to answer some health questions before a price can be confirmed or a policy can be purchased.

 

UK Multi Trip

Covers any number of UK holiday trips where in excess of 2 nights pre booked accomodation.

  • Available to persons up to 90 years of age
  • No limit to the number of trips
  • No medical screening for persons up to 75 years
  • COVID-19 cover included for cancellation, medical and curtailment

 

UK Holiday Cancellation

Designed to cover Cancellation for any group holiday booking in the UK, such as holiday cottages.

  • No age limit
  • Premiums per booking value
  • No medical health declaration required

 

Selected Third Party Products

 

Business Travel Insurance

We have set up a special policy designed for businesses wishing to arrange business travel insurance for employees, with the following key features.

  • Holiday Travel and Winter Sports Extension automatically covered for All Directors or Partners, their Partner(s) and Dependant Child(ren)
  • Corporate Guests and Sub-Contractors automatically covered whilst travelling on behalf of the Insured
  • Personal Baggage wording on a ‘replacement’ basis
  • No pre-existing medical condition exclusions (provided they are not travelling contrary to medical advice, to obtain treatment or after a terminal prognosis)

 

Terrorism Cover

Terrorism Travel Insurance product which provides extended and additional cover for terrorism, including cancellation if you would prefer not to travel following a terrorist attack close to your planned holiday destination

  • Cancellation Cover up to £2000
  • Curtailment Cover up to £2000
  • Emergency Medical Expenses up to £1 million
  • Evacuation and Emergency Temporary Accommodation up to £1000
  • Travel Delay up to £200
  • Personal Effects up to £1500

 

Global & Free Spirit

We have teamed up with Free Spirit insurance so that we can offer travel insurances for customers who present high risk medical problems that fall outside of the cover provided under our products, have been declined following medical screening, or are aged over 80 and requiring an annual multi trip product.

  • No upper age limit
  • Cover for most existing medical conditions and disabilities
  • Online medical screening, instant quotes and buy online
  • Terminal cases considered
  • After care cover at home following hospitalisation abroad
  • Convalescence benefit following hospitalisation abroad (over 5 days)

 

Over 20 years of Experience we'll ensure you always get the best Deal.