Policies

GLOBAL SINGLE TRIP 

Our flagship product covering most trips without the need for any medical declaration.

• Cover available for persons aged up to 80 (if you are aged up to 85 please use the BIBA Travel Products or aged over 85 use Global Free Spirit, or call us for a quotation using the range of other products that we have access to).
• Maximum trip duration is 365 days.
• No medical screening required for UK trips or overseas trips where no medical attention required in the last 12 months.
• Extra Cruise Cover available as an option.
• COVID-19 cover included .

GLOBAL MULTI TRIP

Moneyfacts 4 star rated travel insurance product

Our annual Multi Trip product covering most trips without the need for any medical declaration.

• Cover available for persons aged up to 65 (if you are aged up to 75 please use the BIBA Travel Products, or aged over 75 use Global Free Spirit or call us for a quotation using the range of other products that we have access to).
• Maximum single trip duration is 31 days (if you need to insure a longer duration, call us for an alternative quotation).
• No medical screening required for UK trips or overseas trips where no medical attention required in the last 12 months.
• Extra Cruise Cover available as an option.
• COVID-19 cover included .

FREE SPIRIT

We are delighted to offer Free Spirit travel insurance, which is managed and sold by travel insurance specialist, P J Hayman & Company Limited.  Free Spirit is suitable for those who present high risk medical problems that fall outside of the cover provided under our products, have been declined following medical screening, or whose age exceeds the age limit of our other products.

• No upper age limit.
• Single trip and annual multi trip cover available.
• Cover for most existing medical conditions and disabilities.
• Online medical screening, instant quotes and buy online.
• Terminal cases considered.
• After care cover at home following hospitalisation abroad.
• Convalescence benefit following hospitalisation abroad (over 5 days).

LONGER STAY

Working with leading travel underwriters Jackson Lee, we are delighted to be able to offer to you this specialist travel insurance product, endorsed by the British Insurance Brokers Association (BIBA) of which we are a well established member firm

• Provides cover for single trips up to 540 days.
• Includes cover for non-manual study and work abroad, including Gap Year travel.
• Available to customers aged up to 65 (Single Trip Only).

SPORTS & ACTIVITIES

Working with leading travel underwriters Jackson Lee, we are delighted to be able to offer to you this specialist travel insurance product, endorsed by the British Insurance Brokers Association (BIBA) of which we are a well established member firm.

• Cover for 350+ adventure sports and activities.
• Cover for training, competition and course fees included as standard.
• Available to customers aged up to 65 (Annual Multi-Trip) and up to age 65 (Single Trip).

BIBA Travel Products 

Working with leading travel underwriters Jackson Lee, we are delighted to be able to offer to you their range of specialist travel insurance products, endorsed by the British Insurance Brokers Association (BIBA) of which we are a well established member firm.  

Between the 4 products available, there are options for older travellers, those seeking increased cover for more expensive trips, a wide range of sports and other activity holidays, trips in excess of 365 days.  

• Cover available for cancellation up to £10,000 per person (Holiday +).
• Annual Multi-Trip available to customers aged up to age 75 (Holiday +).
• Single Trip available up to 85 (Holiday +).
• Cover for single trips up to 540 days with cover for non-manual study and work abroad, including Gap Year travel (Longer Stay).

BUSINESS TRAVEL INSURANCE

We have set up a special policy designed for businesses wishing to arrange business travel insurance for employees, with the following key features.

Holiday Travel and Winter Sports Extension automatically covered for All Directors or Partners, their Partner(s) and Dependant Child(ren).
Corporate Guests and Sub-Contractors automatically covered whilst travelling on behalf of the Insured.
Personal Baggage wording on a ‘replacement’ basis.
No pre-existing medical condition exclusions (provided they are not travelling contrary to medical advice, to obtain treatment or after a terminal prognosis).