"Global uses a different business model to other travel insurers. Instead of increasing premiums with risk, it charges a higher excess on claims if a pre-existing condition flares up and you have to make a medical claim."
"If you would rather pay a high excess rather than a high outlay for the premium, Global Travel Insurance offers good rates - says Martin Lewis"
"With an ageing and increasingly affluent population, people are more likely to travel in their 70s. However, cover is hard to find, so a product that can provide cover and allow for pre existing conditions is welcome."
If you have pre-existing health conditions and would rather not pay an increased premium to cover your conditions, then our Single Trip and Multi Trip products offer cover for existing health conditions at no extra charge if you are travelling in Europe.
Essentially, if your medical condition is well controlled and stable and has been for at least 12 months, you will be covered subject to the main health exclusions.
Instead of the common requirement for medical screening with other insurers, any valid claim arising from a pre existing condition will be subject to an increased excess only, for trips in Europe. Full details contained in the summary of cover pages of Single Trip and Multi Trip products.
Click on either Single Trip or Multi Trip products on the menu on the left to see a summary of the cover and to obtain a price for your trip.