SPECIAL NOTE REGARDING TRAVEL TO SPAIN
The only exception to our unique position of no medical screening in Europe at this time is for Spain the Balearics and the Canaries.
Spain is considered by insurers to be a very high risk area because of the cost of private medical treatment and the denial of the use of the state health service for EU citizens arriving with travel insurance.
It is common practice for the Spanish clinics to insist on payment by credit card and not to accept your EHIC.
Therefore, if you are using either our SINGLE TRIP or MULTI TRIP products, travellers to Spain should disclose pre existing conditions and may be required to pay an additional premium.
If you chose not to disclose your existing health conditions, no cover is provided should they lead to a claim.