In partnership with P J Hayman & Company Ltd we are pleased to be able to offer VENTURESURE. This product offer a choice of three different levels of cover, whilst also covering minor health conditions.
Specially designed for those seeking a choice of cover packages either based on trip cost or specific cover requirements.
Cancellation or Cutting Short your Trip from £1,000 to £3,000
Medical Emergency and Repatriation Expenses from £5 million to £10 million including
Personal Belongings and Money from £750 to £2,500 including
Personal Accident
Legal & Liability
Disruption or Delay to Travel Plans
Winter Sports (Optional)
You must comply with the following conditions to have the full protection of your policy.
You must tell us of all your pre-existing medical conditions. If you fail to declare any pre-existing medical conditions we may refuse to deal with your claim or reduce the amount of any relevant claims, even if a claim is not related to an undisclosed pre-existing medical condition.
It is a condition of this policy that you will not be covered under the following sections:
• Section 1 - Cancellation or Cutting Short your Trip
• Section 2 - Medical Emergency and Repatriation Expenses
• Section 6 - Personal Accident
arising directly or indirectly from:
At the time of taking out this policy:
1. Any pre-existing medical condition(s) that you have unless you have contacted us on 02392 419026
a) or completed a medical screening online and we have agreed, in writing, to cover your pre-existing medical conditions
b) Any medical condition(s) you have been referred for investigations at a hospital, clinic or nursing home but which you have not yet had a diagnosis
c) Any medical condition affecting you, a close relative or a colleague that you are aware of, that could reasonably be expected to result in a claim on this policy.
2. At any time from:
a) Any medical condition you have which a medical practitioner has advised you not to travel (or would have done so had you sought their advice), but despite this you still travel.
b) Any surgery, treatment or investigations for which you intend to travel to receive (including any expenses incurred due to the discovery of other medical conditions during and/or complications arising from these procedures).
c) Any medical condition for which you are not taking the recommended treatment or prescribed medication as directed by a medical practitioner.
d) Your travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.
If your health changes after the start date of your policy and the date your travel tickets or confirmation of booking were issued, you should check with your medical practitioner that you are fit to travel.
You will not be covered under Section 2 – Medical emergency and repatriation expenses if you travel against medical advice. You may be able to claim under Section 1 – Cancelling or cutting short your trip if this is medically necessary.
This insurance is only available to residents of England, Wales, Scotland, Northern Ireland, Isle of Man and Channel Islands, and registered with a UK GP.
You are free to cancel this policy at any time. If you wish to cancel within 14 days of the policy start date or the receipt of the policy documents whichever is the later, you may do so by contacting us on 02392 419026, or by emailing customerservices@venturesure.co.uk or writing to us for a full refund providing you have not travelled and no claim has been made.
• If you cancel a single trip policy after the first 14 days of receipt of the documents we refund 65% of the premium paid, providing you have not travelled and no claim has been made.
• If you cancel an annual multi-trip policy after the first 14 days of receipt (or after the renewal date) we will refund a portion of the premium depending on the number of complete months remaining on your policy providing you are not on a trip at the time the policy is cancelled and no claim has been made since the policy was issued or renewed.
VENTURESURE is arranged by travel insurance specialist, P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority. Financial Services (FS) Register Number: 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England - No. 2534965.
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