In partnership with P J Hayman & Company Ltd we are pleased to be able to offer ADVENTURES travel insurance, which is a special travel insurance product designed to cover an extensive range of sports and oter activities for those seeking real adventure on their holiday!
The following tables reflect a summary of cover available on the policy. You can find full cover detail, including terms and conditions, on page 2 of your policy wording.
PART A - can be taken in isolation and provides medical cover for activities not covered on a standard travel insurance policy.
Medical & Emergency Expenses up to £10 million
Emergency Dental Treatment £300
Hospital Inconvneience Benefit £400 (£20 per day)
Search & Rescue Costs £50,000 (£10,000 in home area)
Personal Accident £5,000
Personal Liability £2 million
Activity Equipment £1,000
Delayed Activity Equipment (over 12 hours) £200
Activity Equipment Hire £300
Legal Expenses £25,000
Curtailment £2,000
PART B - can only be purchased with part A
Possessions, Personal Effects, Money & Documents Personal Possessions £2,000
Delayed Possessions (over 12 hours) £200
Loss of Personal Money £300
Loss of Travel Documents (inc. Passport) £1,000
Cancellation, Loss of Deposit or Curtailment £5,000
Travel Disruption (costs ot reach destination) £1,000
Travel Delay £120 (£30 each 12 hours) or Abandonments (after 12 hours delay) £5,000
PART C - may only be purchased with parts A & B
Extended Cancellation or Curtailment £5,000
Extended Travel Delay £120 (£30 each 12 hours)
Extended Travel Disruption (costs to reach destination) £1,000
Accomodation £5,000
The policy is available to those who are registered with a medical practitioner and permanently resident in the United Kingdom (England, Scotland, Wales, Northern Ireland, Channel Islands and the Isle of Man).
You will NOT be covered for any claims under Part A - Medical & Emergency Expenses or Part B - Cancellation or
Curtailment, where at the time of taking out this insurance (and in the case of Annual Multi Trip at the time of booking each Trip), You, a Close Relative or Close Business Colleague:
Note: If Your Trip is within the United Kingdom You do not need to contact Insurers.
If, within 14 days of purchasing a policy, you decide that it is not suitable, you can cancel the policy for a full refund. However, if more than 14 days have elapsed, refer to the guidelines below in respect of single trip and annual multi-trip policies.
Single trip policies
If you cancel after the 14-day period has elapsed you will receive a partial refund of the premium. This is calculated by deducting of 30% of the full premium in respect of the cancellation cover you have received.
Annual Multi-trip policies
Upon cancelling your policy you will receive a refund of a proportion of the premium, as shown in the table below:
Period of Cover Refund Due
Up to 2 months 60%
Up to 3 months 50%
Up to 4 months 40%
Up to 5 months 30%
Up to 6 months 25%
6 months or more No refund
Any policy where travel has already taken place or a claim has been made will not be eligible for refund. Once refunded, no future claims can be made against the policy.
ADVENTURES is arranged by travel insurance specialist, P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority. Financial Services (FS) Register Number: 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England - No. 2534965.
Over 25 years of Experience we'll ensure you always get the best Deal.