Holiday Plus - Global Travel Insurance

HOLIDAY PLUS - BIBA Endorsed

Working with leading travel underwriters Jackson Lee, we are delighted to be able to offer to you this specialist travel insurance product.

This product gives you the choice to cover your pre existing health conditions, or to simply exclude them from cover, so saving on your cost.

KEY FEATURES

Cover available for persons aged up to 85 on single trip policies and 75 for annual multi trip policies.

Maximum Single Trip policy trip duration is

12 months duration in respect of insured persons aged 70 years or under at the date of issue
60 days duration in respect of insured persons aged 71 to 75 years at the date of issue
31 days duration in respect of insured persons aged 76 to 85 years at the date of issue

Maximum Multi Trip policy trip duration is 45 days unless the 60 days option has been selected.

Cancellation and Curtailment sections can be increased to provide up to £10,000 per person.

Cruise holidays covered as standard.

Optional Covers

The following extra cover sections can be added

Gadget
Winter Sports
Golf
Pet Care
Wedding and Civil Partnership
Rental Vehicle Excess Waiver
Business Travel
Extra Cruise Cover

SUMMARY OF COVER

The IPID available on this page proivides a summary of the cover provided. The following represents only the sums insured for each section of the policy, before any optional extras are added.

Emergency Medical Expenses incl 24/7 Assistance – up to £12 million
Cancellation – up to £5,000
Curtailment and Loss of Holiday – up to £5,000
Personal Accident – up to £25,000
Personal Possessions – up to £2,000
Personal Money – up to £500
Passport and Other Documents – up to £500
Baggage Delay – up to £400
Missed Departure – up to £1,000
Travel Delay – up to £400
Personal Liability – up to £2 million
Legal Costs and Expenses – up to £25,000
Hijack - up to £1,000

Cruise holidays covered as standard.

RESIDENCY

All products are available to those who are resident in the United Kingdom, meaning that you:

Have an address in the United Kingdom;and
Have lived in the United Kingdom for at least 6 of the last 12 months; and
Are registered with a General Practitioner in the United Kingdom.

HEALTH CONDITIONS

There is no cover for claims relating directly or indirectly to the Pre-existing Medical Conditions of any Insured Person unless they are declared to Us and We accept them in writing.

If you want to make sure that Your Policy fully covers you for your health conditions, you may disclose any medical condition affecting the health of the people travelling or anyone else on whom your trip may depend. Insurers will then be able to assess the condition and confirm whether they can issue a policy to cover that particular condition or any associated condition.

You will be asked if you wish to disclose any medical conditions while completing your quote.

CANCELLING OR AMENDING YOUR POLICY

If you cancel within 14 days of the receipt of your documentation and you have not started a trip or made or intend to make a claim, we will give you a full refund.

Following this 14 day period, you continue to have the right to cancel your policy at any time by contacting us.

Your right to cancel during a cooling-off period does not apply to single-trip policies of less than one month duration and if you cancel such a policy, you may not be entitled to any refund.

If the notice of cancellation is received outside of the 14 day cooling-off period no premium will be Refunded. However, discretion may be exercised in exceptional circumstances such as bereavement or a change to your policy resulting in us declining to cover your medical conditions.

We may cancel your policy by giving you 14 days’ notice in writing. If this happens we will refund the premium you have paid for the rest of the policy period.

Once your policy has been cancelled your cover will end and you will not be able to make a claim.

Jackson Lee are authorised and regulated by the Financial Conduct Authority. Financial Services (FS) Register Number: 307038. Registered Office: The Estate Office, Shadrack, Berry Pomeroy, Totnes, Devon, TQ9 6LR. Registered in England - No. 4233964.

Quotations offered are on a non-advised basis and their terms and conditions of sale should be checked and agreed to before proceeding to purchase cover and to ensure the product meets your needs.