Travel Plus

In partnership with P J Hayman & Company Ltd we are pleased to be able to offer TRAVEL PLUS.

This premier product offers the most extensive levels of cover that we have been able to find for you on the market. 

 

SUMMARY OF COVER

 

Cancellation up to £10,000

Emergency Medical & Associated Expenses £10m including
Emergency dental treatment £500
Kennel & cattery costs £500

Cover at home following hospitalisation abroad including
Home help £1,000

Overseas Hospital Benefit up to £2,000 (£100 per 24 hours)

Curtailment up to £10,000

Personal Possessions up to £4,000 including
Single article, pair or set limit up to £750
Valuables limit up to £1,500
Possessions delayed in transitup to £500 (over 8 hours)
Sports equipment limit up to £750

Personal Money, Passport & Travel Documents up to £1,500 including
Cash limit up to £750
Loss of Passport up to £500

Personal Accident
Death up to £50,000
Loss of limb/loss of sight up to £50,000
Permanent total disability up to £50,000
Burial or cremation costs £5,000

Personal Liability £2,000,000 

Extended Journey Disruption £5,000

Delayed Departure (after 10 hours delay) up to£500 (£100 per 10 hours delay)
Trip Abandonment (after 10 hours delay) up to £10,000

Missed Departure/Missed Connection up to £2,500

Travel Risks including
Hijack/Kidnap up to £10,000 (£500 per 24 hours)
Mugging up to £1,000 (one-off payment)
Natural Disaster up to £1,500

Legal Advice & Expenses up to £50,000 (£100,000 policy max.)

Gadget Cover up to £1,500

Cruise Cover
Missed Embarkation up to £1,500
Formal Cruise Attire up to £2,500
Formal Cruise Attire Delayed in Transit up to £500 (over 8 hours)
Cruise Itinerary Changes up to £1,000 (£100 each missed port)
Additional Emergency Medical Assistance & Expenses: 
Ship to Shore Repatriation £100,000
On-board Medical Fees £250,000
Unused Excursions up to £500
Cabin Confinement up to £1,000 (£100 per 24 hours)

Winter Sports
Own Ski Equipment up to £1,000 including
Single Article, pair or set limit up to £500
Hired Ski Equipment loss/damage up to £300
Ski Equipment Delayed in Transit ip to £200 (over 8 hours)
Loss of Ski Pack up to £500
Avalanche/Weather Delay up to £400
Piste Closure up to £500 (£50 per 24 hours)

 

HEALTH CONDITIONS

 

There is no cover under this insurance for any claim arising directly or indirectly from any existing medical condition, as defined below, unless you have contacted our Medical Screening Service, and we have agreed in writing to provide cover and you have paid (if required by us) any additional premium.

An existing medical condition means:

1. any respiratory condition (relating to the lungs or breathing) requiring a hospital admission or the use of a nebuliser and/or supplementary oxygen for which you have ever received treatment;
2. any heart or heart related condition for which you have ever received treatment;
3. any circulatory condition (relating to the blood or circulation) for which you have received treatment within the 5 years prior to your policy issue date;
4. any malignant condition e.g. cancer for which you have received any diagnosis or treatment within the 5 years prior to your policy issue date;
5. any medical condition for which you have received surgery, inpatient or outpatient treatment or had any tests or investigations in a hospital or clinic or have been seen by a specialist consultant within the 2 years prior to your policy issue date;
6. any re-occurring health condition, or any other medical condition which within the 2 years prior to your policy issue date has been treated in hospital or has been referred to a specialist or for which you are waiting for any tests or treatment of any description, or for which your doctor has altered your regular prescribed medication in the 6 months prior to your policy issue date;
7. any terminal condition;
8. any symptoms that are or should be under investigation for a condition that has not yet been diagnosed.

  

RESIDENCY

 

This insurance is only available to residents of the United Kingdom, the Channel Islands, the Isle of Man, or members of the British Armed Forces.

 

CANCELLING YOUR POLICY

 

1. If you wish to cancel the policy within the 14-day cooling off period

If you decide this cover is not suitable for you and you want to cancel your policy, contact the policy administrator within 14 days of the policy start date or the date you receive your insurance documents, whichever is later. Any premium already paid will be refunded to you in full.

2. If you wish to cancel the policy after the 14-day cooling off period

For Single Trip policies:
If you cancel the policy at any time after the 14-day cooling off period, you will be entitled to a refund of the premium paid, subject to a deduction of 30% for the cancellation cover you have received.
For Annual Multi-trip policies:
You will be entitled to a proportion of the premium, in accordance with the amounts shown below.
Period of Cover Refund Due
Up to two months 60%
Up to three months 50%
Up to four months 40%
Up to five months 30%
Up to six months 25%
Six months or over No refund

Important - Applicable to all policies We will not refund any premium if you have travelled since the policy started, or if you have made or if you intend to make a claim, or an incident has occurred which is likely to give rise to a claim.

 

TRAVEL PLUS is arranged by travel insurance specialist, P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority. Financial Services (FS) Register Number: 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England - No. 2534965.